{"id":316,"date":"2026-04-13T08:09:09","date_gmt":"2026-04-13T08:09:09","guid":{"rendered":"https:\/\/client20.s1.notaires-ia.fr\/?page_id=316"},"modified":"2026-04-13T08:18:22","modified_gmt":"2026-04-13T08:18:22","slug":"droit-patrimonial","status":"publish","type":"page","link":"https:\/\/client20.s1.notaires-ia.fr\/?page_id=316","title":{"rendered":"Droit patrimonial"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"316\" class=\"elementor elementor-316\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-546de97d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"546de97d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-60 elementor-top-column elementor-element elementor-element-f337f07\" data-id=\"f337f07\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5389870 elementor-widget elementor-widget-heading\" data-id=\"5389870\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 DROIT PATRIMONIAL<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d9529cd elementor-widget elementor-widget-heading\" data-id=\"4d9529cd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Structurer, anticiper, faire les bons choix au bon moment.<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48565b5b elementor-widget elementor-widget-text-editor\" data-id=\"48565b5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Votre patrimoine refl\u00e8te vos choix de vie. Notre \u00e9tude vous aide \u00e0 le comprendre, \u00e0 l&rsquo;organiser et \u00e0 le faire \u00e9voluer en coh\u00e9rence avec vos objectifs personnels, familiaux et professionnels.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-75e95b5e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"75e95b5e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-60e92614\" data-id=\"60e92614\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2ffe6f elementor-align-left elementor-widget elementor-widget-button\" data-id=\"c2ffe6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre rendez-vous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-33857e05\" data-id=\"33857e05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e3ba2df elementor-align-left elementor-widget elementor-widget-button\" data-id=\"1e3ba2df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#parcours\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">D\u00e9couvrir le parcours<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-40 elementor-top-column elementor-element elementor-element-6c7eba48\" data-id=\"6c7eba48\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-78107c0a elementor-widget elementor-widget-text-editor\" data-id=\"78107c0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00ab Notre engagement : vous donner une vision claire de votre patrimoine pour vous permettre de d\u00e9cider en toute connaissance de cause. \u00bb<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-511984c7 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"511984c7\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6104978e\" data-id=\"6104978e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-15bd5fe5 elementor-widget elementor-widget-heading\" data-id=\"15bd5fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 LE PARCOURS PATRIMONIAL<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e78c07c elementor-widget elementor-widget-heading\" data-id=\"1e78c07c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un notaire, quatre \u00e9tapes pour votre patrimoine.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5aa9100a elementor-widget elementor-widget-text-editor\" data-id=\"5aa9100a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nous avons structur\u00e9 notre accompagnement autour des quatre grandes \u00e9tapes de la gestion patrimoniale. Cliquez sur chaque \u00e9tape pour d\u00e9couvrir ce que nous faisons pour vous.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7827fee1 elementor-widget elementor-widget-spacer\" data-id=\"7827fee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c436a8 elementor-tabs-view-horizontal elementor-widget elementor-widget-tabs\" data-id=\"6c436a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"tabs.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-tabs\">\n\t\t\t<div class=\"elementor-tabs-wrapper\" role=\"tablist\" >\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1131\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1131\" aria-expanded=\"false\">01 \u00b7 \u00c9valuer<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1132\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1132\" aria-expanded=\"false\">02 \u00b7 Organiser<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1133\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1133\" aria-expanded=\"false\">03 \u00b7 Anticiper<\/div>\n\t\t\t\t\t\t\t\t\t<div id=\"elementor-tab-title-1134\" class=\"elementor-tab-title elementor-tab-desktop-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1134\" aria-expanded=\"false\">04 \u00b7 Piloter<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"elementor-tabs-content-wrapper\" role=\"tablist\" aria-orientation=\"vertical\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"elementor-tab-content-1131\" aria-expanded=\"false\">01 \u00b7 \u00c9valuer<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1131\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1131\" tabindex=\"0\" hidden=\"false\"><p style=\"font-family: 'Poppins', sans-serif; font-size: 16px; line-height: 1.8; color: #5a6873; margin-bottom: 28px;\">Avant de prendre une d\u00e9cision, il faut comprendre o\u00f9 l&rsquo;on en est. Nous r\u00e9alisons un \u00e9tat des lieux complet de votre patrimoine \u2014 immobilier, financier, professionnel \u2014 pour identifier les forces, les fragilit\u00e9s et les axes de progression.<\/p>\n<ul style=\"list-style: none; padding: 0; margin: 0;\">\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">01<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Bilan patrimonial<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Inventaire de vos actifs et passifs, analyse de votre situation matrimoniale et fiscale, identification des enjeux \u00e0 court et long terme.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">02<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">\u00c9valuation immobili\u00e8re<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Estimation de la valeur v\u00e9nale de vos biens immobiliers \u00e0 des fins fiscales, successorales ou dans le cadre d&rsquo;un partage.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">03<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Simulation fiscale<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Estimation des droits de donation ou de succession, analyse de l&rsquo;impact fiscal d&rsquo;une op\u00e9ration envisag\u00e9e (vente, d\u00e9membrement, apport).<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">04<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Audit du r\u00e9gime matrimonial<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">V\u00e9rifier que votre r\u00e9gime actuel correspond \u00e0 votre situation r\u00e9elle : revenus, patrimoine propre, protection du conjoint, activit\u00e9 professionnelle.<\/p>\n<\/div><\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1132\" aria-expanded=\"false\">02 \u00b7 Organiser<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1132\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1132\" tabindex=\"0\" hidden=\"hidden\"><p style=\"font-family: 'Poppins', sans-serif; font-size: 16px; line-height: 1.8; color: #5a6873; margin-bottom: 28px;\">Un patrimoine bien organis\u00e9, c&rsquo;est un patrimoine qui r\u00e9pond \u00e0 vos objectifs sans cr\u00e9er de contraintes inutiles. Nous vous aidons \u00e0 choisir les structures et les montages adapt\u00e9s \u00e0 votre situation personnelle et professionnelle.<\/p>\n<ul style=\"list-style: none; padding: 0; margin: 0;\">\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">01<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Constitution de SCI &amp; holding<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">R\u00e9daction de statuts, choix du r\u00e9gime fiscal, organisation de la gouvernance : structurer la d\u00e9tention de vos actifs immobiliers.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">02<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">D\u00e9membrement de propri\u00e9t\u00e9<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">S\u00e9paration usufruit \/ nue-propri\u00e9t\u00e9 pour organiser une transmission progressive tout en conservant l&rsquo;usage ou les revenus d&rsquo;un bien.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">03<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Changement de r\u00e9gime matrimonial<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Adapter votre r\u00e9gime \u00e0 une \u00e9volution de votre situation : protection du conjoint, activit\u00e9 \u00e0 risque, famille recompos\u00e9e, expatriation.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">04<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Convention d&rsquo;indivision<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Organiser les r\u00e8gles de gestion d&rsquo;un bien d\u00e9tenu \u00e0 plusieurs pour pr\u00e9venir les blocages et faciliter les d\u00e9cisions.<\/p>\n<\/div><\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1133\" aria-expanded=\"false\">03 \u00b7 Anticiper<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1133\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1133\" tabindex=\"0\" hidden=\"hidden\"><p style=\"font-family: 'Poppins', sans-serif; font-size: 16px; line-height: 1.8; color: #5a6873; margin-bottom: 28px;\">Anticiper, c&rsquo;est prot\u00e9ger ses proches et r\u00e9duire les incertitudes. Nous vous aidons \u00e0 pr\u00e9parer la transmission de votre patrimoine et \u00e0 poser les actes qui s\u00e9curisent votre avenir et celui de votre famille.<\/p>\n<ul style=\"list-style: none; padding: 0; margin: 0;\">\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">01<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Donation &amp; donation-partage<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Transmettre de son vivant tout ou partie de son patrimoine en b\u00e9n\u00e9ficiant d&rsquo;abattements renouvelables et en figeant les valeurs.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">02<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Testament &amp; clause b\u00e9n\u00e9ficiaire<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">R\u00e9diger ses derni\u00e8res volont\u00e9s, organiser la r\u00e9partition de ses biens et d\u00e9signer les b\u00e9n\u00e9ficiaires de ses contrats d&rsquo;assurance-vie.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">03<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Assurance-vie &amp; strat\u00e9gie de placement<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Analyser vos contrats existants, v\u00e9rifier la coh\u00e9rence des clauses b\u00e9n\u00e9ficiaires avec votre situation familiale et patrimoniale.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">04<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Mandat de protection future<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">D\u00e9signer une personne de confiance pour g\u00e9rer vos affaires en cas de perte d&rsquo;autonomie, dans un cadre notari\u00e9 s\u00e9curis\u00e9.<\/p>\n<\/div><\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-tab-title elementor-tab-mobile-title\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"elementor-tab-content-1134\" aria-expanded=\"false\">04 \u00b7 Piloter<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1134\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"tabpanel\" aria-labelledby=\"elementor-tab-title-1134\" tabindex=\"0\" hidden=\"hidden\"><p style=\"font-family: 'Poppins', sans-serif; font-size: 16px; line-height: 1.8; color: #5a6873; margin-bottom: 28px;\">Un patrimoine \u00e9volue avec la vie : mariage, naissance, retraite, cession d&rsquo;entreprise. Nous vous accompagnons dans la dur\u00e9e pour ajuster vos choix \u00e0 chaque \u00e9tape et maintenir la coh\u00e9rence de votre strat\u00e9gie patrimoniale.<\/p>\n<ul style=\"list-style: none; padding: 0; margin: 0;\">\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">01<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Rendez-vous patrimonial p\u00e9riodique<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Faire le point r\u00e9guli\u00e8rement sur l&rsquo;\u00e9volution de votre patrimoine et v\u00e9rifier que vos actes sont toujours adapt\u00e9s \u00e0 votre situation.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">02<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Accompagnement du chef d&rsquo;entreprise<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Articuler patrimoine personnel et professionnel, pr\u00e9parer une cession ou une transmission d&rsquo;entreprise, prot\u00e9ger le conjoint.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">03<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Pr\u00e9paration de la retraite<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Anticiper la baisse de revenus, r\u00e9organiser ses actifs, s\u00e9curiser le cadre de vie : poser les bons actes avant le passage \u00e0 la retraite.<\/p>\n<\/div><\/li>\n\t<li style=\"display: flex; gap: 18px; padding: 18px 0; border-bottom: 1px solid rgba(20,54,75,0.1);\"><span style=\"font-family: 'Inter', sans-serif; color: #638680; font-size: 18px; font-weight: 600; min-width: 28px;\">04<\/span>\n<div>\n<h4 style=\"font-family: 'Inter', sans-serif; color: #14364b; font-size: 20px; font-weight: 600; margin: 0 0 6px 0;\">Expatriation &amp; patrimoine international<\/h4>\n<p style=\"font-family: 'Poppins', sans-serif; font-size: 14px; line-height: 1.65; color: #5a6873; margin: 0;\">Fiscalit\u00e9 internationale, convention bilat\u00e9rale, r\u00e9gime matrimonial applicable : s\u00e9curiser un patrimoine transfrontalier.<\/p>\n<\/div><\/li>\n<\/ul><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ee12860 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ee12860\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-672348df\" data-id=\"672348df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1844b69e elementor-widget elementor-widget-heading\" data-id=\"1844b69e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 NOS BUREAUX<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8641f7 elementor-widget elementor-widget-heading\" data-id=\"7d8641f7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Trois \u00e9tudes, un m\u00eame engagement.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4717125f elementor-widget elementor-widget-text-editor\" data-id=\"4717125f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style='text-align:center;'>Pr\u00e9sents \u00e0 \u00c9tampes, \u00c9tr\u00e9chy et Lardy, nous vous accompagnons au plus pr\u00e8s de chez vous. Nous proposons \u00e9galement un suivi \u00e0 distance, simple et s\u00e9curis\u00e9, partout en France.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49743ebc elementor-widget elementor-widget-spacer\" data-id=\"49743ebc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a555047 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a555047\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-53c27c7\" data-id=\"53c27c7\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-25672ea1 elementor-widget elementor-widget-heading\" data-id=\"25672ea1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">BUREAU PRINCIPAL<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55e29e53 elementor-widget elementor-widget-heading\" data-id=\"55e29e53\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tampes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fc9080a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6fc9080a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ae8633d elementor-widget elementor-widget-spacer\" data-id=\"2ae8633d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be1ad37 elementor-widget elementor-widget-text-editor\" data-id=\"be1ad37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>\u00c9tude historique au c\u0153ur de la ville, \u00e9quipe compl\u00e8te et accueil du lundi au vendredi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-595f1a8 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"595f1a8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Voir les coordonn\u00e9es \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-12297c9b\" data-id=\"12297c9b\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68895cc4 elementor-widget elementor-widget-heading\" data-id=\"68895cc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">BUREAU<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75e6593a elementor-widget elementor-widget-heading\" data-id=\"75e6593a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00c9tr\u00e9chy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49b3b400 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49b3b400\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d9dd08 elementor-widget elementor-widget-spacer\" data-id=\"2d9dd08\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b209797 elementor-widget elementor-widget-text-editor\" data-id=\"b209797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un service de proximit\u00e9 pour les habitants d&rsquo;\u00c9tr\u00e9chy et des communes alentours.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78190a99 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"78190a99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Voir les coordonn\u00e9es \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-2389f065\" data-id=\"2389f065\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6bbba2a9 elementor-widget elementor-widget-heading\" data-id=\"6bbba2a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">BUREAU<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20f5f9e3 elementor-widget elementor-widget-heading\" data-id=\"20f5f9e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Lardy<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a67bcc4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1a67bcc4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3e8a0d21 elementor-widget elementor-widget-spacer\" data-id=\"3e8a0d21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76b2f83c elementor-widget elementor-widget-text-editor\" data-id=\"76b2f83c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Un interlocuteur d\u00e9di\u00e9 pour toutes vos d\u00e9marches familiales et patrimoniales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63472f2b elementor-align-left elementor-widget elementor-widget-button\" data-id=\"63472f2b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Voir les coordonn\u00e9es \u2192<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1dff3cef elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1dff3cef\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-40 elementor-top-column elementor-element elementor-element-5770fb05\" data-id=\"5770fb05\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b411d11 elementor-widget elementor-widget-heading\" data-id=\"5b411d11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 QUESTIONS FR\u00c9QUENTES<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f8f10fe elementor-widget elementor-widget-heading\" data-id=\"6f8f10fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vous vous demandez par o\u00f9 commencer ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a424bfd elementor-widget elementor-widget-text-editor\" data-id=\"6a424bfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Voici les questions que nos clients nous posent le plus souvent en droit de la famille. Vous ne trouvez pas votre r\u00e9ponse ? Contactez-nous, nous serons ravis d&rsquo;en parler avec vous.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-60 elementor-top-column elementor-element elementor-element-337be116\" data-id=\"337be116\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0a1571 elementor-widget elementor-widget-accordion\" data-id=\"c0a1571\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2011\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2011\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Dois-je syst\u00e9matiquement prendre rendez-vous ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2011\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2011\"><p>Il permet de dresser un \u00e9tat des lieux complet de votre patrimoine (immobilier, financier, professionnel), d&rsquo;analyser votre situation familiale et fiscale, et d&rsquo;identifier les ajustements possibles. C&rsquo;est le point de d\u00e9part de toute r\u00e9flexion patrimoniale structur\u00e9e.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2012\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2012\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quelle est la diff\u00e9rence entre donation simple et donation-partage ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2012\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2012\"><p>La donation simple transmet un bien \u00e0 un b\u00e9n\u00e9ficiaire ; sa valeur sera r\u00e9\u00e9valu\u00e9e au jour de la succession. La donation-partage r\u00e9partit les biens entre plusieurs h\u00e9ritiers en figeant les valeurs au jour de l&rsquo;acte, ce qui limite les contestations futures.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2013\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2013\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Peut-on modifier un testament d\u00e9j\u00e0 r\u00e9dig\u00e9 ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2013\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2013\"><p>Oui, un testament est toujours r\u00e9vocable tant que son auteur est vivant et capable. Vous pouvez le modifier, le compl\u00e9ter ou l&rsquo;annuler \u00e0 tout moment. Nous vous accompagnons pour v\u00e9rifier la coh\u00e9rence du nouveau testament avec vos autres actes (donation, assurance-vie, r\u00e9gime matrimonial).<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2014\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2014\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Quand faut-il envisager un changement de r\u00e9gime matrimonial ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2014\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2014\"><p>Un changement de r\u00e9gime se justifie en cas d&rsquo;\u00e9volution significative : cr\u00e9ation d&rsquo;entreprise, patrimoine d\u00e9s\u00e9quilibr\u00e9 entre \u00e9poux, famille recompos\u00e9e, expatriation ou pr\u00e9paration de la retraite. La proc\u00e9dure est notariale et peut, selon les cas, n\u00e9cessiter une homologation judiciaire.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2015\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2015\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Le notaire peut-il m'accompagner sur mes contrats d'assurance-vie ?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2015\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2015\"><p>Le notaire ne vend ni ne g\u00e8re de contrats d&rsquo;assurance-vie. En revanche, il analyse vos clauses b\u00e9n\u00e9ficiaires, v\u00e9rifie leur coh\u00e9rence avec votre situation familiale et successorale, et vous conseille sur leur articulation avec vos autres dispositions patrimoniales.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2ca02ad elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2ca02ad\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-52cacf35\" data-id=\"52cacf35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a5e10dd elementor-widget elementor-widget-heading\" data-id=\"1a5e10dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h6 class=\"elementor-heading-title elementor-size-default\">\u2014 PROCHAINE \u00c9TAPE<\/h6>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4213a097 elementor-widget elementor-widget-heading\" data-id=\"4213a097\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Parlons de votre situation, sans engagement.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3458e43a elementor-widget elementor-widget-text-editor\" data-id=\"3458e43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p style='text-align:center;max-width:600px;margin:0 auto;'>Un projet familial, une question de succession, un contrat \u00e0 pr\u00e9parer ? Nos notaires vous re\u00e7oivent \u00e0 \u00c9tampes, \u00c9tr\u00e9chy et Lardy ou en visio.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-459f5e2f elementor-widget elementor-widget-spacer\" data-id=\"459f5e2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7158255a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7158255a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-extended\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-738f5ca8\" data-id=\"738f5ca8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bd2aac7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"bd2aac7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Prendre rendez-vous<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>\u2014 DROIT PATRIMONIAL Structurer, anticiper, faire les bons choix au bon moment. Votre patrimoine refl\u00e8te vos choix de vie. Notre \u00e9tude vous aide \u00e0 le comprendre, \u00e0 l&rsquo;organiser et \u00e0 le faire \u00e9voluer en coh\u00e9rence avec vos objectifs personnels, familiaux et professionnels. Prendre rendez-vous D\u00e9couvrir le parcours \u00ab Notre engagement : vous donner une vision [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-316","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/pages\/316","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=316"}],"version-history":[{"count":7,"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/pages\/316\/revisions"}],"predecessor-version":[{"id":324,"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=\/wp\/v2\/pages\/316\/revisions\/324"}],"wp:attachment":[{"href":"https:\/\/client20.s1.notaires-ia.fr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=316"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}